How To Use Supplemental Security Income To Increase Your Social Security Benefit?

Adults and children with disabilities or blindness who have resources below certain financial restrictions are eligible for a monthly stipend under the Supplemental Security Income program. Even if they are not disabled, SSI payments are granted to those aged 65 and up who meet the financial requirements.

Stimulus Updates: Fourth Stimulus Checks, IRS Tax Refunds, And More

Even if you already get Social Security Disability Insurance or retirement benefits, you may be eligible for SSI monthly payments, according to the Social Security Administration.

How Does It Work?

SSI is a federal program, not a Social Security program, that is supported by taxes. It makes monthly payments to fund basic requirements such as bread, clothing, and housing. The basic amount changes depending on your living situation and taxable income, therefore it is not the same for everyone.

If your state increases SSI payments, you could get extra. If you have other sources of income, such as revenues, pensions, or Social Security payments, you may be eligible for less. If you live with a spouse who provides income to the home, you may also receive less.

If you are unmarried and have less than $2,000 in assets, or married and have less than $3,000 in assets, you may be eligible for SSI.

You own resources, which include:

  • Cash
  • Stocks
  • Bank accounts 
  • Bonds issued by the United States of America 
  • Life insurance 
  • Land 
  • Vehicles owned by individuals 
  • Anything else you have that may be exchanged for cash and used for food or shelter

For people aged 65 and up, there are no online applications accessible. If you are 65 or older and want to check if you qualify for SSI, you must call (800) 772-1213 to schedule an appointment to file your application. You can reach the SSA by dialing TTY (800) 325-0778 if you are deaf or hard of hearing.

The SSA will next analyze your application and resources before sending you a decision.